Personal Loan

Personal Loan

• Lowest interest rates: We have negotiated with HDFC Bank,Citi Bank,ICICI Bank,Axis Bank,HSBC Bank,Fullerton & other leading lenders to get you the best rates. 
• Speedy Loan : Get personal loan instant approval for loan process in just 24 hours .
• Easy comparison: Compare loan offers on the basis of total cost & customer satisfaction.
• Transparency: Aimed at helping you make the right choice, we provide objective and transparent information about your loan options.
• Privacy: Get customized quotes without sharing any contact info. Your application is sent only to the lender you choose, and is never shared with anyone else.
• Trust: Dealsofloan is a completely neutral marketplace and will never promote one lender over another.
• Free Application: Dealsofloan.com does not charge you any fees to provide our services.

• Use the EMI calculator above to receive customized personal loan rate ,tenure and EMI amount confirmation in just few second.
• Compare the personal loan offers you receive from our bankers/lenders side and apply for the one you like
• Your application will be sent electronically to the lender you chose. The lender will contact you within one day.
• Dealsofloan.com will update you on your loan application status via email & SMS alerts or telephonic call.

Personal loans are typically disbursed within one week of when you submit your supporting documents .if all the necessary document has been provided by customers side within the time line.

As per we knows A personal loan is an purely unsecured loan, which means that the borrower does not need to provide the bank with any security (ex. property, jewels) .or any kind of guaranty against the personal loan.  Personal loans can be taken for any purpose, it means the end use for personal loan can be  a holiday or a wedding expense or home renovation , Most banks and NBFCs offer personal loans up to Rs. 10 to 15 lakhs, which can be repaid over a period of  1 to 5 years. The loan amount you are eligible for and the personal loan interest rate you will be charged are dependent on factors such as monthly income, employment history, residence history and credit history. Banks typically cap the monthly payment (EMI) on your loan to about approximately 50% of your monthly take home income. But customer can not be taken personal for any kind of  bed investment or expense  which is not approved by banks or by Our Indian govt  low.

• Normally bankers charge a processing fee of 2% to 3% of the loan amount, which may vary based on credit profile.
• If you repay your personal loan earlier than the agreed time frame, lenders charge a pre-closure penalty of about 4% of the pre-closed loan amount.
• Minimum of loan loan seasoning is six month means you can not foreclose your loan before six month .

• All the Banks/ NBFC quote interest rates in many different ways (ex. monthly reducing rate, flat rate), hence just looking at the interest rate value alone might not give you a true picture of which personal loan quote is the best, so you must check the EMI.The processing fee should also be considered when comparing loan quotes.
• If you need your loan quickly, compare the average time taken by the bank to disburse a personal loan.
• Compare the customer satisfaction ratings of each bank, as the application processes are different for each bank.\
• You can take help for comparing the best deal from Dealsofloan.com team at free of cost.

Documenters required in Personal Loans
Dealsofloan provide a complete documents list from various banks and NBFC’s.Following documents are required by financial institutions to process the loan application.

• Identity proof
• 3 to 6 month bank statement
• Residence proof
• 3 month salary slip
• Experience certificate if needed

e comparison will sure help you for application of personal loan, now just choose the best And submit your application.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates. Banks/ Financial Institutions can contact us at sales@dealsofloan.com for inclusions or any updates.