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Secured funding is one of the largest products across India and the loan provides on the lowest interest rates. Now SBI brings complete protection to customers from interest hike.  They can  choose the option of fixed interest rates in which offered rates do not change till the agreement remain on track for the secured loan tenure. SBI is the only bank who has the network of more than 15,000 branches across the country. The largest networks and huge FD fund base along with the millions of customers savings amount in their saving account & PPF account is the reason for the lower rate funding.  For the same reason, SBI provides fixed interest rates option for all customers.

SBI brings the happiness for all customers who want to get the safe funding against their owned property, complete protection from unwanted risk. Bank engaged in to building of multiple mortgage loan programs which are promoted by the Indian government through RBI. After discounting on all points from RBI, SBI provides the rates as low as 12% for mortgage loan from the customers who are involved in to priority sector business as per the RBI guideline. SBI property loan is the largest selling product program in loan against property segment and it provides value & faith.

SBI is the bank  which works in different styles and provides the key to fly in the sky and helps millions of customers by supporting the largest funding against property for customers. SBI funds loan against property like retail and institutional borrowers on their multiple commercial and individual residential properties. To know about the property valuation or the search report of the existing property, SBI have the dedicated impaneled legal teams along with the separate technical team for evaluating the actual market value.

Normally banks provide loan against property in India on floating rates and the interest rates increases time to time when the RBI updates and increase the repo rate and CRR. RBI increase the funding interest rates and it affects the  interest rates of banks and financial institutions. As result all banks and other companies have increased their interest rates on mortgage loans and housing loans. Floating rates can change any time and banks does not require a signed reverse loan agreement with respective customers. The banks just need to intimate all the customers by mail or SMS.

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