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personal loan

A Personal Loan is an unsecured loan borrowers have taken out to fulfil their different financial needs. It is also also called an’ all-purpose loan ‘ as there are no limitations on the end-use of the money. Personal Loan is also a kind of instant loans available to all lenders within a short time frame. It is a loan without protection conditions and without any risks and costs.

In a personal loan, borrowers give loans to consumer for a specific duration of time at a fixed or floating interest rate that can vary from 3 months to 3 years or 5 years. The cost of living and consumption is very high, and the economic needs of people are very high. People can get personal loans now to meet the demands of today. Personal loans are great when it comes to the financial struggles in your life.We, Dealsofloan supports you to secure personal loans with competitive interest rates.we also help to get personal loan for fresh borrower at lowest possible interest rate with instant approval,quick disbursement and simple minimum documentation process.

Below Are Some Reasons of taking personal loan

Travel Loan: Moving out and experiencing the world is no longer a luxury, but a reality of a busy schedule for most of you. Funds are no longer a limitation because personal loans can be made for a lavish holiday or a short vacation.

Home Renovation: Such helps vary from getting a new paint cover for the house to minor improvements or remodeling and purchasing household appliances

Medical Emergency: Life is never easy and you may regularly experience injuries and emergencies. Personal loans that do not  need collateral are a good option for quickly making money.

Marraige loan: It is understood that marriages or weddings will cost us a lot and arranging for such funds is not easy. Increased parties or traveling can represent additional expenses that can be covered by applying for a personal loan.

Improve Credit Score: In order to improve their credit score, some borrowers apply for these loans.

No Securities:There is no need for securities for such loans. These loans are centered on the applicants ‘ monthly or yearly income.

features and benefits of Personal loan:

✓ Avail Personal loan interest rates as low as 10.25%  per annual.

✓ Compare Interest rates offer Now.

✓ Digital loan process

✓ Transparent process

✓ Flexible EMI’s

✓ simple and easy loan application process

✓Minimum documentation

✓ Quick Approval and Disbursement

✓ Hassle-free process

✓ apply now.

Eligibility criteria for personal loan :

Criteria Salaried Self-employed
Age : 21-60 years 25-65 years
Income : Minimum Rs 18,000 1 Year bank statement or ITR
Loan amount : Rs 15 lakh
Rate of interest : 10.75%-15.50% 16.00% to 30%
Loan processing Fees: 1.5%-2.5% 1.5%-2.5%
Prepayment/ foreclosure charges: Nil-5% Nil-5%
Work Experience: Should be Overall 1 years and must have 3-month experience in the ongoing job. For at least three years, the person should be carrying his / her enterprise.

*Interest rates change time to time.

Documents required for personal loan :

Documents: For Salaried Customers: For Self Salaried Customers:
Photographs: Yes 2
Identity proof: One valid Identity proof i.e PAN Card, Adhaar Card, Voter ID, Passport One valid Identity proof i.e PAN Card, Adhaar Card, Voter ID, Passport
Residence proof: Passport, Bank Statement, Voter ID Maintenance bill,Electricity bills
Bank Statements: Latest six month Salary slip. Copy of the latest one-year current and savings account
Proof of income: Personal ITR or income statement last year Tax assessments for the last two years for proof of income
Business Proof: GST Registration Number or shop act license.

Personal Loan FAQs:

What is a personal loan?

A personal loan is a form of unsecured loan which can be lent from a bank or financial institution if you need funds to pay for your financial needs.

Why you should take your own personal loan?

For a wide variety of reasons such as weddings, holidays, education, home renovation, and emergencies, you can use a personal loan from us. Personal loans can help to meet your immediate needs, and can also be used to borrow money for personal expenses that are not so urgent.

What is your maximum Eligible Personal Loan?

Depending on your eligibility we have Personal Loans from a minimum of 5,000 to a maximum of 25,00,000/-.

How much EMI does it take you to pay?

Your Equated Monthly Instalment is dependent on the amount of the principal loan, the interest rate paid and the duration the loan is taken.

You can use the Personal Loan EMI calculator to choose your EMI amount which is convenient for you.

How long will it take to get a personal loan approved?

With dealsofloan, approval on your loan application can be expected in less than some hours.if you meets all the eligibility criteria then loan disbursed within minutes

There are some hidden charges?

No, the Dealsofloan is all about visibility and the borrower will track all of the activities on the website.

May I cancel my loan application once it has been approved? Were charges for the same?

Yeah, after you apply for a Personal Loan you will cancel your application. There are no penalties for canceling an authorized borrowing order. We will seriously regret however the loss of your support. Please call us at 020-67666000 or write to us at and we’ll assist you handle your request for cancellation.

How do I get the Amount?

You’ll receive the amount disbursed into your bank account.


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