How to calculate my eligibility against my valuable property?

Loan Against Property Eligibility is one of the most valuable things in India for everyone. No one wants to sale out his valuable property, because it is directly connected with feelings. Everyone wants security in his life so no one in India wants to sale out. Best way is taking loan by putting his property as mortgage in any banks or NBFCs.

Generally the property loan eligibility is calculated on the basis of market value of offered property. Income and financial valuation is done by credit officers of the finance institution. Banks & other NBFCs have various programs from which they calculate customers requirements. It is evaluated on case to case basis. There are two different types of property demarcation parameters in all states. Like in Maharashtra, particularly in Pune, Mumbai there are three types of properties are availed. NA order, Gunthewari property and Grampanchayat property. So eligibility of loan against property depends completely on property type also. Lenders are providing the amount as per the subjectivity of property type like residential & commercial establishments of the collateral property. Government banks, PSU banks, Private sector banks & other NBFCs are doing good funding in this segment.

Have a clear description of eligibility criteria adopted by most of all.

Here Loan against Property is avail on below given type of properties and funding that you can avail is listed below.
Secured Residential property :-
Clear Title Self Occupied – up to 70%
Residential but Vacant – 50%
Tenant/Rented – 60%
Secured Commercial approved property:-
Clear Title Self Occupied mercial property – 55%
Commercial but Vacant  – 40%
Tenant/ Rented – 50%
Percentage of valuation can be increased or decreased as per comfort on the case by credit offer or as per deviation metrics.
Income Salaried customers :-
{(Net Income – Obligation) * 65%} / EMI per Lac
Income Self-Employed customers:-
{(Net Income – Obligation) * 70%} / EMI per Lac
Banks design more other program for Mortgage Loan, as per the market requirement.
Currently overall average ticket size in this segments is 2 lac to 10 crore in all urban cities like Pune, Mumbai, Delhi, Bangalore, Delhi NCR, Indore, Hyderabad, Kolkata, Ahmadabad,
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