ICICI Bank Personal Loan
ICICI Bank Personal loan. It is the largest & fastest growing private sector bank in India. A bank known for its management skills, customer oriented and skilled employee. ICICI bank is operating in India from more than 200 cities with more than 3350 branches along with 10,000 plus ATMs. It has the largest network of private sector bank with biggest loans providers in India. It is operating its branches 8 AM to 8 PM in two shifts. ICICI bank has wide range of core retail and corporate products in India. It is providing fund based and non fund based products which help all its customers to fulfill their financial and banking requirements. Bank has made a best product program for millions of internal and external customers. Bank deals in the field of secured and unsecured financial instruments. It works in all metros and non metros cities like Delhi NCR, Mumbai, Pune, Kolkata, Hyderabad, Bangalore and many other prime cities where lots of customers apply for secured and unsecured loan programs in India.
Banks have two type of verticals. One is retail and another is wholesale banking. Retail banking is the bank branch structure, retail branch team plays a very important/ key role in banking, it is the core banking channel in ICICI. Customer base is created from these branches where all customer comes to branch for opening an account, a new locker, a new FD account, a new policy or other banking transaction. They also visit to make any investment in any of SIP or mutual funds investments.
ICICI bank has largest FD base in their branch and it helps to reduce their PLR rate of cost of funds rates. Bank has it large pool of funds on the basis of large fund value of FD, Current account base and other saving account balance. Therefore it is very easy to provide a large amount as loan, which gives a good profit. Its profit is shared in all the investors and the share holders which makes the bank one of the most a profitable bank in India.
ICICI bank personal loan gives a complete freedom to all customers to get the lowest interest rates in minimum time. Amount available for salaried individual is 50 k to 15 lacs which can turn your dream into reality. To avail the instant loan approval, just fill the application form and get your loan approval in just 48 hours. If your salary is more than 20 thousand per month and you are working for any of Pvt ltd, Public Ltd, or MNC , any of government organization or any other institutions, you are welcome and get the best services of loans at the lowest interest rates and on minimum charges.