Personal Loan Provider Bank
|Banks/Finance company||Min. Salary Per month in Rs||Rate of Interest Between||Loan Amount Provides Between|
|HDFC BANK||15000||12% – 22 %||1 Lac – 15 Lac|
|ICICI||20000||13% – 19%||2 Lac – 15 Lac|
|Axis Bank||12000||12% – 18%||1 Lac – 15 Lac|
|Fullerton India||12000||16% – 28%||25k – 15 Lac|
Required Basic DocumentsIdentity Proof : Passport/ Driving License/PAN card ,banker’s sign verification
Age Proof: PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s ID Card/Birth Certificate/ LIC policy.
Address Proof: Valid Passport, Latest Telephone bill (BSNL/MTNL)/ Current Electricity bill/ Property Index-2 / Registered Rental agreement/ D.L. / Election ID card.
Proper Income Proof : Latest three month salary slip/Updated salary Certificate with latest form 16 , Updated four month bank statement
Job Stability Proof : Form 16/relieving letter/appointment Letter /Work experience certificate
Deals of Personal Loan Special Tips:
- Compare exact per lac loan EMI |Personal Loan Processing fee |Loan Tenure Check proper documents requirements before choosing bank
- Always ask about any other charges with bankers before submiting required documents.
- Personal loan processing fee are always deducted from Loan amount so never pay any fee to any person to get loan sanctioned.
- Please note only give loan related documents to one bank and check whether he is authorized Bank employee or vendor.