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Property mortgage loan in Pune is one of the most searched loan product: Pune city is India’s second largest industrial center also it is the second biggest IT city in India. More than 2 lacs small and medium enterprises are situated in Pune, where more than 10 lacs skilled and semiskilled employee are working day and night. Apart from that more than 500 call centers are in Pune and they are providing domestic and international services to their clients. Some time ago, Pune is also called as “Punya Nagari”  which means the holy city. Four rivers crosses this city, they are Mula, Mutha, Pawana & Indrayani. Population of Pune is more than 60 lacs at present. Two municipal corporations in Pune one is PMC & second is PCMC. TATA motors, Bajaj Auto, Thermax Ltd. TVS motors, Mercedes and many more top label companies plant are operating in Pune.

This is one of the reason for booming property mortgage loan in Pune. Real estate business is also one of the biggest sectors in Pune. All the top rating builders are having their projects in this city. Mortgage loans in Pune is the second largest banking product. Property rates are already on higher side, property available for sale but its rates are too high. Per Squire Meter rate of open land is between 40 k to 2 lacs. Flats rates are also gone too high. Pune is very fastest growing city, Infrastructure and other development plan is very good in Pune, apart from all one the biggest reason of growth of Pune is the climate of city. We can say to Pune as a Green city clean city.

All the biggest banks available in Pune provide mortgage in Pune, property Mortgage loan in Pune available for all residential and commercial properties. We facilitate mortgage in Pune for all those customers who could not get any loan till now. It is very easy loan, customer need to provide some documents to bank or NBFC to process the loan application. Credit department check the proper loan eligibility by checking some pre decided parameters. Firstly banks credit department run the CIBIL of the customer and get all the credit history of the same customer and check the final credit rating. If CIBIL report is found positive then only the loan application will be processed. Banks are doing more verification part to be completed by the bank credit department like property verification, legal verification of the title document of property which is going to mortgage with the bank. All the banks and finance companies are offering some special interest scheme for Mortgage in Pune. Some banks are offering 50 % discount on processing fees. Some banks are offering Zero % prepayment charges on Loan. Minimum loan amount start from 5 lacs and it goes up to 10 Cr for any single case.

Banks check the clear legal report along with the clear technical verification report on the given property. Once all the parameter are checked and everything is found positive then bank or NBFC provide the loan to the customers. Banks are providing some special interest rate offers to some top rating company employees like TATA motor, Cognizant technology, Infosys, Wipro and many more corporate companies. HDFC bank is one of the largest private sector banks in India and it is providing less interest rates mortgage loan Pune. Other than this SBI is India’s largest loan provider. SBI having more than 15 thousand branches in all over India. NBFC is also funding very good amount on mortgage loan Pune.

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