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Before applying for mortgage loan, check out all the options. Lots of banks and financial institutions are funding the secured and unsecured loan products in India. These banks have their own products and they are funding on their own in market. SBI & BOI is the largest mortgage provider PSU banks in India. Apart from SBI & BOI, Corporation bank, Central bank of India, Union Bank of India and many more PSU banks are doing very good funding in Mortgage.

Banks offer very good interest rates. These banks decide the interest rates on the basis of their PLR that is prime lending rates. All the banks have their PLR rates. Actually PLR is depends on the costing on the lending of funds or cost of funds is called lending rates. Private sector banks have their PLR or cost of funds. Normally PSU banks have low cost of funds because they have maximum of their own fund which have come from the huge FD base and current account balance base funds.  Some private sector banks like HDFC Bank, ICICI Bank, Axis Bank and some other banks also have their own customer portfolio. They save the funds from there and use the same funds in lending of loan services like mortgage. As compared to PSU banks, private sector banks have some high cost of funds.

To compare the mortgage interest rates we should compare the PLR rate of all banks and after that we should check the interest rates of all PSU banks and Private sector banks separately. Then we should compare the best quote of mortgage interest rates. Another way to compare the mortgage interest rate is to know about per lac EMI against the loan tenure. Which banks per lac EMI is lesser the same is the best mortgage interest rates provider banks in India or city. Compare the mortgage interest rate on our site. We have designed a comparison tool which has collected all the comparison data from all major mortgage loan provider bankers of finance companies. Customer need to just check online and compare the mortgage interest rates in their city. Private Banks are providing very good and lowest interest rates on Mortgages. Normally mortgage interest rates are currently availed between 12% to 16%, NBFC companies are also providing the low interest rate on Mortgage in Pune and India.

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