AEGON Religare Guaranteed Growth Plan:

This insurance plan ensures accumulation of wealth for important milestones and guaranteed returns with minimum hassle.

Key Benefits:

  • Guaranteed annual payouts at maturity.
  • In  case the insured person’s death is assured during Policy Term, future premiums are waived off and guaranteed annual payouts are payable to the nominee.
  • Limited Premium Payment Term: 8 years & death benefit is for 10 years
  • 150% of Annualized Premium will be paid every year for a period of 8 years starting from the end of the 10th year till the end of the 17th year.
  • Maturity benefit = Sum of Guaranteed Payouts i.e. 1200% of the Annualized Premium
  • 100% benefits on annual tax of income from all sources as per prevailing Indian Tax laws.
  • Surrender option available after paying first premium
  • Non Medical Insurance plan


Mr. Anurag (age 45 years) has his own business.  His wife is a doctor by profession and they have a son – Rohan. Rohan is just 11 years old and lives in Pune, Maharashtra. Notwithstanding his good financial position, Anurag is attuned to the need for a financial instrument that will help him multiply his savings and provide guaranteed annual payouts once his son completes 21 years of age. Hence, he relies on AEGON Religare’s AR Guaranteed Growth Insurance Plan.

His plan details are as follows:

Policy Term: 10 years, Premium Payment Term: 8 years,

Premium: Rs. 1, 00, 000 (exclusive of service tax).

Case I: Mr. Anurag dies after 2 years:

Premiums paid by Anurag = Rs.1 lac X 2 years = Rs.2 lacs + tax

Total Guaranteed Payout = Rs.1.5 lacs p.a. X 8 years = Rs.12 lacs

Thus, total payout received by his son is 6 times the premiums paid by Anurag

Case II: Mr. Anurag survives the Policy period:

Total payout = Rs.12 Lacs i.e. Rs.1 Lac fifty thousand each for 8 years

Process: We issue this life insurance plan to all customers as per their financial /investment loans needs like Mortgage Loan, Home Loan, Personal Loan from DealsofLoan.

You are just required to fill the application form, sign and submit premium amount cheque along with required documents: Photo id proof, Address Proof, Age Proof, Income proof & 1 photograph. Our team will follow up with Aegon Religare till issuance and circulate the status through regular MIS.