SBI Gold Loan
The largest public sector bankers of India, ‘SBI’ bring the instant cash loan against gold ornaments for banks internal customers. Now SBI Gold Loan scheme is available for SBI’s existing customers & they can avail the instant loan upto maximum of Rs.10 lacs against the pledge to customers own gold ornaments and articles including packed & unpacked gold coins sold from the SBI. As SBI is one of the best bank who has adopted the latest technology and equipped system as per the current market requirement and from the help of IT support banks are able to provide the maximum reach to the customer and just because of the same bank has its strongest presence in rural and semi urban areas in across India. As per the market annual report, SBI has provided more than 1 lac gold loan for their existing customers.
SBI gold loan can be availed by all kinds of customers like salaried & self employed individual customers, like a Student or any of retired pensioners, to avail SBI Gold Loans just need to provide very simple documents like KYC documents like one identity proof & one address proof and for higher amount of loan just need to provide some additional income proof from the current employers like salary slips and bank statement only customer can provide form 16 as income source proof. A chance to unlock the value of your dreams whatever you want.
DealsofLoan provides instant online services for loan against Gold from SBI to all customers who are approaching us for getting the lowest interest rates on Gold loan from SBI in India. We at DealsofLoan offer all time best deals on loan against gold where customers can take the advantage of minimum rates as compare other financial companies or banks.
SBI Gold Loan Eligibility
- Minimum of Loan availing Age: Minimum 21 years and above
- Customers Job or Profession: Anyone with Steady positive source of income including: all Bank’s Employees, retired Pensioners
SBI Gold Loan Limit
- Minimum Gold Loan amount for Rural: Rs 5000/- & Rs 10,000/- for urban areas.
- SBI loan against Gold maximum loan amount funds up to Rs.10 lacs.
Loan Margin: Minimum 30% of margin against loan amount
General Documents Required
- Demand Promissory Note and Demand Promissory Note Take Delivery Letter
- Customer application form for Gold Loans (as per specified SBI’s format)
- Two passport size copies of photograph of the customer(s)
- Genuine Gold Ornaments with proper weight and Take Delivery Letter
- Proper signed Witness Letter/ vernacular language letter if or in case of the illiterate borrowers
- Gold Loan Arrangement Letter (as per specified format)
Check Special offers page for Gold Loan campaign