Axis Bank is the country's third-largest private sector bank, offering a wide range of banking and financial services, including home loans. Axis Bank offers both salaried and self-employed individuals affordable home loans to help them accomplish their home dreams. The Axis Bank Home Loan offers many benefits, including lower EMIs, which allow you to spread your payments over a longer period of time, competitive interest rates, a simple application process, and doorstep service, among others. Axis Bank currently offers home loans with interest rates Starting at 6.70% Axis Bank Home Loan Details for different housing loan products are listed below:
Axis Bank Home Loan Schemes:
Axis Bank Home Loan: Axis Bank provides a Home Loan facility with a fair interest rate of 6.70 % to help you realize your dream of buying a home. The lender provides you with a number of value-added advantages and services to make the process stress-free and exciting.
Features:
- The loan amount ranges from Rs. 3 lakhs to Rs. 2 crores.
- Up to 30 years of flexible tenure
- You have the option of choosing between floating and fixed interest rates.
- You can use the Home Loan Balance Transfer (HLBT) facility to transfer your home loan from another bank to Axis Bank.
- With doorstep service, you may apply for an Axis Bank Home Loan from the comfort of your own home or office.
Shubh Aarambh Home Loan: By extending the EMI waiver facility under the Axis Bank Shubh Aarambh Home Loan, you can get near to your dream home.
Features:
-Take advantage of a home loan of up to Rs. 30 lakhs.
- 30 years of flexible tenure.
- Take advantage of a free 12-month EMI waiver on your home loan when you pay your EMIs on time.
- You have the option of purchasing a house that is under construction, ready for sale, self-construction or a completed home.
- You can conveniently transfer your home loan to Axis Bank.
Asha Home Loan: You can get a loan up to Rs. 35 lakhs with an Axis Asha Home Loan if your monthly family income is low as Rs.8000.
Features:
- Get a home loan with interest rates as low as 10.05 % p.a .
- With Axis Bank, you can get 12 EMIs free on your home loan.
- Amount of the loan: 1 lakh to 35 lakhs rupees.
- Home Loan Balance Transfer facility available.
Axis Bank Home Loan Top-up: Axis Bank Top-up is a great way to add money to your account. Loan for a variety of home purposes, such as the development of a residential or commercial house, as well as personal and business needs.
Features:
- Based on your eligibility, you can get an additional Home Loan of up to Rs.50 lakhs.
- The repayment period for the top-up loan will be the same as the repayment period for the outstanding home loan.
- The Top-Up Loan can be used for a variety of things.
Axis Bank Home Loan Interest Rates 2021:
Home Loan from Axis Bank The interest rate varies depending on the type of loan selected, the borrower's category, credit assessment, and other factors. The rates for different types of Axis Home Loans are listed below.
|
Axis Home loan schemes |
Interest rate for salaried |
SBI Interest rate of self-employed |
|
Axis Bank Home Loan |
6.90% |
7.00% |
|
Shubh Aarambh Home Loan |
6.90% onwards |
|
|
Asha Home Loan |
10.05% |
10.30% |
|
Top-Up Home Loan |
8.65% onwards |
|
Documents Required for Axis Bank Home Loan:
|
Documents Required |
Salaried |
Self-employed |
|
Identity proof: |
Passport, PAN Card, Aadhar Card, Driving Licence. |
Passport, PAN Card, Aadhar Card, Driving Licence. |
|
Residence Proof: |
Passport, Aadhar Card, Driving Licence, Ration Card, Registered Rent Agreement, Latest Electricity Bill. |
Passport, Aadhar Card, Driving Licence, Ration Card, Registered Rent Agreement, Latest Electricity Bill. |
|
Income proof |
Last 3 months Salary slips. Last 6 Months Bank Statements. Income Tax returns + Form 16 issued by the employer for previous 2 years
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Last two years' IT returns For company owners, financial statements include: Profit & Loss (Balance Sheet) Audited statement. GST registration certificate. |
