Personal loan for salaried employee include all the Govt and Private sector employees, Salaried Doctors, CS s, CAs, employees of selected Public and Private limited companies and all kind of Government employees. It covers all the public sector undertakings and central, state and local bodies. Normally banks and finance companies are providing the loan up the 60% of net monthly income basis, but it is not a thumb rule. It is just a normal valuation part followed by banks.

Personal verification is also an important factor in personal loans approval. For instant checking of personal loan eligibility for any of our customer, we have compatible EMI calculator which help all customers to check their personal loan eligibility for any type of loan. Eligibility of loans is subject to customer’s profile and customer’s current company category with total vintage in the same organization.

Basically all the private banks or finance company are providing loan to customers as per their monthly earnings and expense basis. As much the higher net in hand salary chance to enhance the maximum Personal loan eligibility. Mostly customers are preferred to private sector banks instead of Govt. or public sector banks. All private sector banks are working very aggressive as comparison govt. banks. As they are providing Instant Personal Loan approval in just 24 hours in some special criteria like their preferred customers. All the banks/NBFCs have their credit team for review of loan applications. Credit team generally analyses each customer’s personal loan eligibility after viewing all the sets parameters of banks. After then only credit team decide the loan eligibility.

Generally banks have sole rights reserve to approved or decline any loan application at any point. Loan eligibility depends on banks company category. Private Banks do have their own pre-set company category list. Normally banks designed category list like Super A, cat A ,cat B, cat C & cat D for all private banks/ NBFC’s , for PSU sector customers they have GA , GB & GC category. Normally all the defined category has their pre-set multipliers like 18, 15, 13, 11 as per loan tenure.

Here at Deals of Loan, customer gets the freedom to choose the best product free of charge. 50% discount available for all customers. List of documents are available on our site. We have simplified all process of application. You just need to fill the application form and provide some income details. We provide you the best quote. Loan approval depends on customer’s income and verification referred by the financial institution or bank. Instant check your Personal Loan eligibility now free of cost by filling the application for from our site. More than 10,000 monthly customers check their personal loan eligibility and avail instant loans approval in minimum time.

Personal Loan for salaried – Minimum Eligibility Criteria

  • Minimum age of Applicant: 21 years
  • Maximum age of Applicant at loan maturity :-  60 years
  • Minimum Net Monthly Income : Rs. 15,000 per month (minimum Rs. 15,000 –Rs.20,000 in some banks according to their loan eligibility criteria)

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