Personal Loan in Pune

Looking for Personal Loan in Pune ? Check out the best offers online. Here we help you to find the quick and easy personal loan deals in one of the biggest IT hub in India – Pune. We work with all major banks & financial institutes in India who offer best personal loan deals in terms of lowest interest rates with speedy & smooth online approval process.

Let us share some interesting things about Pune city. Pune is known as IT hub. Pune is eighth largest metropolis in India, and the largest city in the Western Ghats. As an great historical city drive as center of power of the Maratha Empire. It is situated 560 meters above sea level on the Deccan plateau at the confluence of the Pawana, Mula and Mutha rivers. Pune city have two municipal offices one is PCMC and second is PMC. One of the biggest public transport network is working here 24/7. The city is known for cultural heritage like classical music, spirituality, theater, sports, and literature.

Personal Loans in Pune: Benefits

  • Personal Loans can be availed for tenures of up to 5 years.
  • Personal Loan Interest rates  offered at 14% to 28% .
  • No need to provide security collateral to get  Personal Loan in Pune
  • Personal loan amount can vary from Rs. 50,000 to Rs. 30, 00,000.
  • Minimal documentation and quick approvals with speedy disbursal.
  • Repayment through easy EMI with ECS facility.
  • Special festival offers available on Personal Loans in Pune

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Personal Loan Eligibility and Personal Loan Interest Rate

As we know,  personal loan is purely unsecured loan. It means the borrower does not need to provide the bank with any security (ex. property, jewels) or any kind of guaranty against the personal loan. Personal loans can be taken for any purpose. It can be utilized for a vacation , wedding expense or home renovation.

Most banks and NBFCs offer personal loans up to Rs. 10 to 15 lakhs, which can be repaid over a period of 1 to 5 years. The loan amount you are eligible and the personal loan interest rate you will be charged are dependent on factors such as monthly income, employment history, residence history and credit history. Banks typically cap the monthly payment (EMI) on your loan to about approximately 50% of your monthly take home income.

Customers cannot get personal loan for bad investment or expense which is not approved by banks or by court of law.

Typical fees and charges payable for a personal loan
  • Normally bankers charge a processing fee of 2% to 3% of the loan amount, which may vary based on credit profile.
  • If you repay your personal loan, earlier than the agreed time frame, lenders charge a pre-closure penalty of about 4% of the pre-closed loan amount.
  • Minimum loan seasoning time frame is six month which means you can not foreclose your loan before six month .
Documents required for Personal Loans:

DealsofLoan provide a complete list of documents from various banks and NBFC’s. Following documents are required by financial institutions to process the loan application.

  • Identity proof
  • 3 to 6 month bank statement
  • Residence proof
  • 3 month salary slip
  • Experience certificate if needed
Read below comparison sheet: –

To help the customers in getting the best interest rates on personal loans, DealsofLoan has consolidated all the information regarding latest rate of interests at one place. Please keep visiting this section to remain updated.

Personal Loan Interest Rates
Read below comparison sheet: –

To help customers get the best Personal Loan Interest Rates,  DealsofLoan has consolidated all the information regarding latest rate of interests at one place. Please keep visiting this section to remain updated.

Information for comparison of rate of interests and loan amount.

Banks/Finance companyMin. Salary Per month in RsRate of Interest BetweenLoan Amount Provides Between
HDFC BANK1500012% – 22 %1 Lac – 15 Lac
ICICI2000013% – 19%2 Lac – 15 Lac
Axis Bank1200012% – 18%1 Lac – 15 Lac
Fullerton India1200016% – 28%25k – 15 Lac
Instant Personal Loan from us. Apply & Get E-Approved In Minutes.
How DealsofLoan provide you the best deal on a personal loan?
  • Lowest interest rates: We have negotiated with HDFC Bank, Citi Bank, ICICI Bank, Axis Bank, HSBC Bank, Fullerton & other leading lenders to get you the best rates.

  • Speedy Loan : Get instant approval for personal loan process in just 24 hours .

  • Easy Comparison: Compare loan offers on the basis of total cost & customer satisfaction.

  • Transparency: Aimed at helping you make the right choice, we provide objective and transparent information about your loan options.

  • Privacy: Get customized quotes without sharing any contact info. Your application is sent only to the lender you choose, and is never shared with anyone else.

  • Trust: Dealsofloan is a completely neutral marketplace and will never promote any lender.

  • Free Application: Dealsofloan.com does not charge you any fees to provide our services.

How to get a personal loan on Dealsofloan portal?
  • Compare the personal loan offers you receive from our bankers / lenders side and apply for the one you feel suitable for you.

  • Your application will be sent electronically to the lender. The lender will contact you within one day.

  • DealsofLoan will update you on your loan application status via email & SMS alerts or telephonic call.

How long does it take to get a personal loan?

Personal loan is typically disbursed within one week  when you submit your supporting documents. If all the necessary documents are provided by customers side within the given time.

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